Free Compliance Training

Annuity Agent Survival Guide is committed to serving as a resource for independent agencies, agents, insurers and their policyholders by helping associates honor the public trust and to discharge their regulatory responsibilities with competence, diligence and with the highest sense of integrity.

Trust is the foundation of all insurance business. As the representative of the industry, producers are the first and perhaps the only personal contact a consumer has with an insurance company. Producers earn each client's trust and confidence by conveying and demonstrating a strong commitment to business ethics.

The producer continues to be an important part of the face of the insurance industry and will continue to influence consumer perceptions that affect ethical behavior and the regulation of that ethical behavior. We all have a responsibility to preserve this opportunity for future generations of producers and fulfill our fiduciary obligations to our clients by working within the guidelines established by state or federal regulators to ensure professionalism and integrity among the men and women who work within our industry. recognizes the importance regulation has on our industry and the direct impact it has on producers. We encourage all producers to subscribe to these principles:

1. To conduct business according to high standards of honesty and fairness and to render that service to its customers which, in the same circumstances, it would apply to or demand for themselves.

2. To be competent, of good character, have appropriate education and qualifications and customer-focused business practices.

3. To engage in active and fair competition by the use of relevant, factually accurate information.

4. To use advertising and sales materials that are clear as to purpose and honest and fair as to content by the use of meaningful tools, such as a “buyer’s guide” and “disclosure” forms.

This is one reason that we make our Agent Survival Guide available to any agent, agency or insurance company that wants to use this training and testing tool to demonstrate their commitment to professional excellence and compliant business standards. Use this excellent tool for free now.

Insurance Ethics isn't much different than the Ethics requirement for any other Fiduciary position. Every producer has a legal and ethical obligation to the industry and to their client. continues to provide top producers with tools and resources to achieve a high level of respect and professionalism within the industry.

"There is no such thing as business ethics, ethics are ethics and you either have them or don't...and if you have them they carry over into the business arena!" Renowned author, John Maxwell.